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Sunday, 22 November 2009
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Money, tax and benefits
Plan your way out of debt
Avoiding over-commitment
Managing your money and using credit without getting too deeply into debt
Budgeting
How to work out a budget to make sure that your income is more than the amount of money you spend
Dealing with debt problems
How to deal with debt problems by establishing priorities, setting a personal budget, talking to creditors and getting impartial and independent advice
Which debts to pay off first
Information on prioritising debts and what might happen if you ignore your debts
Ways out of debt
How to get out of debt by increasing your income, reducing your spending and coming to arrangements with creditors
Consolidating debts
Consolidation loans - what they are, when they're useful and the pros and cons of getting one
Additional links
Debt check
Take a confidential debt test with the Financial Services Authority (FSA)
